BUSINESS LOANS
Business funding.
Up to $5,000.
For Australian sole traders. Fund stock, tools and everyday business expenses.
Business use only. Subject to assessment and approval.
Your loan at a glance
All costs, repayment amounts and due dates are confirmed before you sign. Enquiries aren’t approvals.
What you’ll need
For established Australian sole traders. We assess your business and ability to repay.
- Australian sole trader with an active ABNAustralian sole trader + active ABN
- At least 12 months of trading history12+ months trading
- A clear, entirely business-related use of funds100% business purpose
- Business bank statements available for reviewBusiness bank statements
$3,000+ monthly business revenue preferred. Not for personal expenses or residential-property investment.
Three simple steps
- 01
Tell us what you need
Share the amount and business purpose.
- 02
We review your business
We assess your business and ability to repay.
- 03
Review the details
If approved, review all costs before signing.
Common questions
How much can I enquire about?
You can enquire about business funding of up to $5,000. The amount offered depends on the assessment of your business, the purpose of the funds and your ability to repay.
What are the rates and fees?
Pricing is confirmed after assessment. Before you sign an agreement, Rowlend will disclose the pricing, total amount repayable, weekly repayment amounts and repayment dates. Ask for anything you are unsure about to be explained before accepting.
Can I use the funds for personal expenses?
No. Funding must be used entirely for a clear business purpose. It is not suitable for personal bills, groceries, holidays, gambling, personal debt consolidation, personal vehicle purchases or residential-property investment.
What documents will I need?
Be ready to provide evidence of your business, trading history, revenue and the expense you need to cover, along with business bank statements. Rowlend will confirm the documents required when reviewing your enquiry.
Does sending an enquiry commit me to a loan?
No. An enquiry starts a conversation and is not a loan agreement or an approval. You can review the details of any offer before deciding whether to proceed.
How long are the loan terms?
The current product has terms of 6–8 weeks with weekly repayments. Your exact term, repayment amounts and dates will be confirmed before any agreement is signed.
Start your enquiry
A few details to get started. We’ll contact you about the next steps.
Please don’t include bank details, passwords or identity documents.